Getting Started
How It Works
Instant cash for your Terra bankruptcy claim — plus a share of whatever the estate recovers on top. Four steps, fully verified, wire or USDC.
Contingent Payout
Every trade includes a contingent payout: you get cash upfront at closing, plus a share of any future recovery above a 10% recovery threshold. You sell your claim — but you don't walk away from the upside.
See Our Offer
Enter your Allowed Crypto Loss Claim (CLC) amount to see exactly what we'll pay: 2% in cash at closing, plus 25% of any future recovery above a 10% threshold as a contingent payout. No account required.
Claim Lookup
Face Value
$125,000
Est. Payout
$3,750
Confirm Your Identity
Complete our streamlined Know Your Customer (KYC) verification. Upload a government-issued ID and provide basic personal information. Our automated system verifies your identity in under 2 minutes, ensuring a secure process for everyone.
Identity Verification
Powered by SumSub
Photo ID
Passport or driver's license
Selfie Check
Face matches your ID
Address Proof
Bank statement or utility bill
Meet A Specialist
A dedicated specialist walks you through the entire process on a personal video call. They'll verify your claim ownership via Kroll, collect documents, and explain pricing and next steps.
Claim Review Call
TerraClaim Specialist
Get Paid
Once your claim is verified, we buy it directly — no listing, no waiting for a buyer. Our legal counsel drafts a bespoke Transfer of Claim Agreement (TOCA) — designed to protect your interests at every stage. Once signed and the claim transfer is filed with the court, payment goes directly to your bank account.
Transfer of Claim Agreement
Seller Signed
Buyer Signed
Payment Sent
$3,750.00
Wired to your bank account
FAQ
Frequently Asked Questions
Everything you need to know about selling your Terra bankruptcy claim.
Pricing Structure
How the Contingent Payout Works
Every trade on TerraClaim includes a contingent payout — a recovery-sharing mechanism that aligns buyers and sellers for the long term.
How It Works
The contingent payout uses a single threshold: 10% of your claim's face value. Everything the estate distributes up to that 10% goes to the buyer. Everything above it is split: you receive 25%, the buyer keeps 75%. One threshold, one split, every trade.
Example: $100K Claim at 2.5% Upfront
Let's say the estate eventually recovers 20% of face value. Here is how the $20,000 distribution would split:
At Closing
When Estate Distributes 20%
Seller Total
$5,000
$2.5K upfront + $2,500 contingent
Buyer Net
$17,500
Return on $4.5K invested
Cash at Closing
Sellers receive immediate payment. No waiting for the bankruptcy case to resolve.
Shared Upside
Sellers keep a stake in the outcome. If recovery is higher than expected, both parties benefit.
Simple Structure
One threshold, one split. The contingent payout terms are the same for every trade — only the upfront rate is negotiated.
All trades on TerraClaim include a contingent payout. Terms are subject to adjustment.